Your Credit Union is here to help you manage your personal finances. From budgeting, to managing credit to making wise investments – we’re here to guide you.

What is Credit?  

Credit can be considered as your ability to receive goods or services before you make a full payment, based on your commitment that in the future you will make payments for the goods or services. Credit can be useful however it is only useful if managed properly. Read the full leaflet here. 

What is Budgeting?

Your Credit Union is here to help you manage your personal finances. From budgeting, to managing credit to making wise investments – we’re here to guide you.

In this leaflet we will take a look at Budgeting.   Simply put, budgeting is the process of creating a plan to spend your money. Typically this spending plan is called a budget. Creating a budget is smart as it allows you to determine in advance whether you will have money to do everything that you need or want to do. Read the full leaflet here.